General Investment Account

A General Investment Account (or GIA) is a simple way to hold investments outside of tax wrappers
such as pensions or ISAs. They do not offer tax relief, but have few limitations.

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General Investment Account

Why a True Potential General Investment Account?

Invest without annual or lifetime limits
Access your investment without restrictions

The True Potential General Investment Account is available to all our clients, through our financial advisory services, investment advisory services or self-directed investments service, as well as through over 700 directly authorised firms we work with.

You’ll benefit from our award-winning Wealth Platform technology that allows you to:

Set a goal for your GIA

Track your GIA towards your goal on a personal client site

Monitor your GIA via our iOS and Android apps

Top-up your GIA from £1 on-the-go with impulseSave®

Invest from just £50

Contact your financial adviser directly via secure message

In addition, we’ve kept charges low so that you have the potential for greater returns.

With our General Investment Account, you pay:

No initial charge for opening an account
No dealing charges
No penalties for withdrawals
No fee from True Potential Investments for transfers into your GIA

What About Tax benefits?

Unlike an ISA or Pension, there are no tax benefits for investing in a General Investment Account. You pay income tax and capital gains tax in accordance with your personal tax situation.

However, a General Investment Account can be useful if:

You’ve used up your annual ISA allowance
You don’t want to lock your money away in a Pension until the age of 55

Looking for financial advice?

Whether you’re new to investing or looking for a full review of your financial plan, we’re here to help.

Our expert financial advice, innovative investments, dedicated support and award-winning technology all aim to help you do more with your money.

Find out more

Your capital is at risk. Investments can fluctuate in value and you may not get back the amount you invest. Past performance is not a guide to future performance. Tax rules can change at any time.

True Potential Investments LLP is authorised and regulated by the Financial Conduct Authority. FRN No. 527444. www.fca.org.uk Registered in England and Wales as a Limited Liability Partnership No. OC356027.

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Registered Head Office

Gateway West
Newburn Riverside
Newcastle upon Tyne
NE15 8NX

Legal

True Potential LLP is registered in England & Wales as a Limited Liability Partnership No. OC380771.

impulseSave® is a registered trademark of True Potential Investments LLP. True Potential One® is a registered trademark of True Potential LLP.